Why I Would Never Vote for Hillary Clinton, #1

I am not one of those people who rants and raves about how Hillary Clinton is to the left of Jane Fonda or that that she's a radical feminist who hates men. While I do think she's a carpetbagger, her record in the senate is moderate (shit, she voted for Bush's dumbass war). She's smart and, like other successful politicians, conniving. And why she stayed with Bill is between those two.

What I don't like about her politics is that she feels that more government is always the answer. For instance, when she came up with revamping heath care during the Clinton presidency, her idea was to get the government more involved. Now there is a big problem in the mortgage industry. Turns out that mortgage companies like customers (and to make money) and people like to buy houses, even when they can't afford them. It's a classic case of a zealous seller and an overly zealous buyer. The end result? Some mortgage companies are going to go bankrupt and some people who should have known better than to get a home loan (and or didn't read what they were signing) are going to lose their homes and have some serious black marks on their credit. This is all very unfortunate, but it's how capitalism works. The flip side (because there are always winners and losers) is that where housing prices were inflated because of too easy to obtain credit they will become more affordable for people who know how to manage their finances.

How does Ms. Clinton respond? By saying the government has to fix it. To which I respond, "No, it doesn't." If there were crimes committed in how the mortgages were sold, that's one thing. But my guess is that in 99% of the cases there wasn't. Bush gave us a government of Big Brother, but Clinton would give us the government of Big Nanny. Make no mistake, the Big Nanny approach is detrimental to our society. When people build in a flood plain (and they do) and their houses get flooded, the government steps in and rebuilds their homes (thanks, FEMA). Or, more accurately, you and I rebuild their homes. So, people continue to rebuild homes in flood plains because there is no financial risk associated with it. And the cycle continues.

Ms. Clinton proposes bailing out people who took out loans they could not afford. Note that you and I would pay the difference in the interest rate between how much the government can get the loan for and how much interest they would charge these people who it is bailing out. Yes, you and would hold the mortgage for people who couldn't pay the first one. Hm...I wonder how many will default on this second loan they probably still can't afford? But, they'll take the loan because it's financially almost risk free.

This Big Nanny approach to government rewards people for not taking responsibility for their actions. Would you do that with your kids? I thought not. Do we want a society where people are encouraged by the government to take less responsibility for their actions? That is why I would never vote for Hillary Clinton.

Oh, I picked 24 out of 32 games right in the men's NCAA bracket. Not so good, but none of the teams that I picked to go deep into the tournament were upset, so I'm still in good shape.